Work out your monthly instalment
The same figures we use when preparing a written offer. Set your downpayment and tenure to see the monthly instalment and exactly what is payable on collection day.
Type a number or drag the slider, from 1 to 120 months.
over 84 months
Type a number or drag the slider, from 1 to 120 months.
over 84 months
An estimate, based on the figures you enter. It excludes insurance, road tax, deposit, processing fees and any trade-in. It is not a quote and not an offer of credit. Final figures depend on credit assessment and are confirmed in writing.
Bank financing, or in-house
We can look at both. Which one applies to you depends on your circumstances, so the honest answer is that we need to ask a few questions first.
Usually the cheaper option
- Provided by a licensed bank
- Tenures up to 7 years
- Subject to the bank's credit assessment
- Generally the lower cost of borrowing
An option when a bank says no
- Arranged through the dealer rather than a bank
- Commonly used when a bank application is unsuccessful
- Rates are typically higher than bank rates
- Ask us what terms would apply to you
What buyers usually ask
How much can I borrow?
Subject to finance company assessment. We work with more than 30 financing partners, some of which provide up to 100% of the vehicle selling price.
What is the longest loan I can take?
10 years, or the remaining COE tenure of your vehicle, whichever is shorter.
What rate will I actually get?
That depends on your credit assessment, the age of the vehicle and the tenure you choose, so we cannot put a number on this page that would be true for everyone. Ask us and we will find out what you qualify for.
What is the difference between a bank loan and in-house financing?
A bank loan is provided by a licensed bank and is usually the cheaper option. In-house financing is provided by the dealer, and is generally used when a bank application is unsuccessful. We can look at both. Send us your details and we will tell you where you stand.
Does asking affect my credit score?
Asking us a question does not involve any credit search. A formal assessment only happens once you decide to apply.
Not sure what you can afford?
Tell us your budget and we will explain what it realistically buys once the loan cap is applied.